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Play Baccarat Online for Real Money 2024

Laura Thornhill | July 11, 2022 | Updated on: March 4th, 2024

Online Baccarat is the ultimate guide to the Online baccarat is a popular card game that players of all skill levels can enjoy. It is easy to learn, fun to play and offers a low house edge. Online baccarat allows you to play from the comfort of your home, with a variety of options and features to suit your preferences. Whether you prefer the classic version or the live dealer option, online baccarat will provide you with an exciting and rewarding gaming experience.

Discover top real money baccarat online casinos offering fun variations and bets, including Dragon, Punto Banco, Panda and Mini Baccarat. If you are looking for the best online casino to play baccarat, look no further than Stellar Spins Casino. Stellar Spins Casino is the top casino for Australian players, offering a generous welcome bonus of up to $10000 and 200 free spins on your first deposit. You can also enjoy regular promotions, loyalty rewards, and a wide range of games from leading software providers. Stellar Spins Casino is licensed, secure, and fair, ensuring that you have a safe and enjoyable time playing online baccarat and other casino games.

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Real Money Online Baccarat

Most people get their first exposure to casino baccarat games through James Bond movies. Bond plays Chemin de Fer for nosebleed stakes at posh casinos between the super spy and arch villain, and he always wins.

Chemin de Fer, is a baccarat variation in which the casino takes a rake from the pot. Online casino baccarat does not require the amount of money you see thrown around in the movies. Other variations of baccarat with smaller wagers are readily available. You can choose games like Punto banco and Mini Baccarat games with lower bet options. There are also baccarat games with high-paying side bets like Dragon Baccarat, Panda and EZ baccarat.

Online Baccarat Games for Real Money

Baccarat variations are quite similar to standard baccarat games. The main difference is usually a side bet here and there. Most online casinos will use the standard Punto Banco game with three betting options. Once you learn how one baccarat variant works you can play other variants easily. The most popular versions of baccarat are Chemin de Fer, Baccarat Banque and Punto Banco. Then there are variations with additional side bets like Dragon Baccarat, EZ and Mini baccarat.

Punto Banco

Punto Banco is the classic house banked baccarat game. Players can choose to bet on either the banker or player’s hand.

Chemin de Fer

Chemin de Fer is an exciting player banked version of baccarat. It requires a bigger bankroll as it often has higher limits than other baccarat games. Even players who are just observing and not participating can make wagers on a Chemin de Fer game in progress.

Mini Baccarat

Mini Baccarat is a faster-paced baccarat version with lower betting limits. Super 6 and EZ baccarat are popular variations of Mini Baccarat. In this version of baccarat, banker bets pay out even money except when the banker’s hand wins with a specified hand that is not natural.

Dragon Baccarat

Dragon Baccarat is a baccarat game with a side bet option. The side bet pays out up to 30 to 1! A dragon bonus bet pays out when the banker’s hand is not natural and is one point less than the player’s hand or when the banker’s hand wins by 4+ points.

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Baccarat Bets

There are three main bets in baccarat; player, banker and tie.

  • Player Bet – You bet on the player hand winning.
  • Banker Bet – You bet on the dealer’s / banker hand to win
  • Tie Bet – This bet will win only if both the Player hand and the Banker hand are of the same value.

How to Play Baccarat

You start by placing your bets first, then the cards are dealt. The player and dealer each get a pair of cards face up. A third card may be dealt if the players hand falls below a certain value. When you are playing online baccarat, you need not know these rules because they are built into the software. The hand that has the higher hand value wins. If both hands have the same hand value, then the outcome is a tie.

Learn how to play baccarat in more detail.

Online Baccarat Rules

The winning hand is a pair total of 9 or 8. The Banker and player each get two cards face up, if both player and banker have hands that exceed 9 third cards are dealt.

  • The winning hand is a natural 9 or a Natural 8.
  • The player only gets a third card if their hand is less than the value of 5.
  • Cards from ace to nine are face value, with ace being one point.
  • Tens and the picture cards (K; J; Q) are valued at 0 points.
  • The highest hand value possible is 9, which is referred to as a natural.

Baccarat Online For Real MoneyBaccarat Online Strategy

The only strategy in baccarat is choosing the right bet. In order to understand online baccarat strategy, you must first know the payouts and odds of each bet. If you bet on the Banker’s hand and win you will be paid even money less a 5% house commission. In effect your payout is 1 to 0.95. The payout also depends on how many decks are in play. You can expect about 98.94% RTP in an 8-deck baccarat game.

Player bet pays even money regardless of how many decks of cards are in play. The average RTP is 98.77% for a player bet in a standard game with 8 decks. The Tie Bet usually pays 8 to 1 and offers an average return of 85%.

If you want to improve your profitability in Baccarat then choose the bet with the best balance of probability and high payout. The tie bet of probability has the highest payout of 8 to 1 and the highest house edge and risk. Remember that the more decks there are in play the less chances you have of winning.

Playing Baccarat Online Vs Baccarat at A Casino


Online BaccaratCasino Baccarat
Online baccarat offers the highest average returns for online casino games based only on luck in which no skill is required except for choosing the right bet.


Higher House Edge and commission on bets
It is a good online game for conservative casino players who do not like volatility and are averse to taking big risks.


High minimum bets at tables
Baccarat has complex dealing rules, but in online baccarat players need not know these because they are built into the software.


You have to know all the dealing rules at player banked tables
Playing baccarat online will help build your confidence for playing the game at land casinos with other players at the table should the occasion arise.Playing with experienced may be intimidating if you are new to the game
Wide range of baccarat variants from different casino game developers.


Limited baccarat tables.

Is Online Baccarat Beatable?

You can beat online baccarat by chance not by any skilful game play. Online baccarat is a unique casino game in which the hands of the Player and Banker are automatically played out according to set rules with no additional plays or cards involved. You simply choose from three bets before the cards are dealt. To beat online baccarat, you must choose a bet with the best odds of winning.

Online Baccarat Tips

Remember that the payout for the best bet in online baccarat, which is the Banker Bet, is effectively less than even money because of the house commission, which is a huge disincentive.

The Tie Bet seems to be attractive to new players because of its 8 to 1 payout, but it is a sucker bet meant to lure unsuspecting players with an average return of only 85%.

Online Baccarat FAQs

Can I play baccarat online?

Yes, you can play baccarat online at the Australian casino sites that we recommend.

Is online baccarat beatable?

Online baccarat is beatable with luck, it’s a game of chance.

What is baccarat online casino?

A baccarat online casino is a gambling site that offers baccarat games for free and real money.

Can you get rich playing baccarat?

You can get rich playing baccarat at casinos, but it’s not guaranteed.

Is there any skill to baccarat?

There is no skill to baccarat it’s just a game of luck and chance.

Do casinos cheat at baccarat?

Legit online casinos do not cheat at baccarat; they use Random Number Generator software, ensuring all game results are fair and random.

How can I win baccarat online?

There’s nothing you can do to predict a winning hand in baccarat, just play and have fun.

Why is baccarat so popular?

Baccarat is popular because of its simplicity and fast pace.

Where can I play baccarat?

You can play baccarat at any of the top online casinos that accept Australian players listed here.

How do you win consistently in baccarat?

You can win consistently win at baccarat by using a good betting system or strategy.

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