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How to Play Baccarat

Laura Thornhill | April 21, 2022 | Updated on: March 4th, 2024

online baccarat real moneyPlaying baccarat is very simple. You have three betting options, banker, player or tie. The online casinos we recommend offers players a variety of baccarat games including live dealer baccarat. This guide will help you master how to play different baccarat games in a few easy steps. You can also practice how to play on free baccarat games. Plus, you will receive bonuses to use on baccarat and other casino games

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Baccarat How to Play Guide

Before we dive into the black and white of baccarat rules and how to play the game, let’s get into what makes James Bond’s casino card game such a popular game. The game of Baccarat only ever has two hands, the banker’s hand which is the casino’s hand and the hand designated to the players. There are no individual hands allocated to each player. Players are simply betting on the outcome of the cards dealt. The hand that wins has a value total of Nine or Eight. In our bid to help Australian players to learn how to play Baccarat, we have compiled a shortlist of the basic rules of baccarat, the odds and what kind of bets players can wager. Additionally, we have the odds of payouts for each of the different bets.

How to Play Online Baccarat

Online Baccarat Rules

Our baccarat How to play Guide will start firstly with the rules of Baccarat. As we have previously mentioned a winning hand is at a value of Eight or nine. If that value is not reached by the banker or player then another card is dealt to both sides.

  1. Wagers are placed before the cards are dealt.
  2. The winning hand is a natural 9 or a Natural 8
  3. If both player and banker hands that exceed 9 third cards are dealt.
  4. If both hands exceed nine, they assume the value of the second digit (since the hand value will be a double digit) e.g. 7 + 3 = 10 therefore = 0 and 9 + 5 = 14 therefore = 4
  5. The player gets a third card if the hand is less than the value five.

What are the Odds of winning at Baccarat?

The house edge varies with each bet placed. A banker bet win pays 95% of your wager. A winning bet on the player pays out 1 to 1 even money.

  • Banker Win = Pays out 0.95/1 – The banker gets 5% commission
  • Player Win = Pays out 1/1
  • Tie = Pays out 8/1 or 9/1

How to Play Baccarat and Win

  1. Learn the baccarat rules
  2. Understand the odds
  3. Use different strategies for the baccarat variants
  4. Manage your bankroll well
  5. Have fun

Frequently Asked Questions about How to Play Baccarat?


How do you play baccarat for beginners?

  • Choose one of three bets – Banker, Player or Tie.
  • All bets are placed before cards are dealt.
  • Two pairs of cards are handed out one in the banker box and the other in the player box.
  • The winning bets are paid out immediately.

What are the rules of baccarat?

  • Bets are placed before cards are dealt.
  • There is a 5% commission on the banker bet.
  • Third cards are given when the player hand is less than 5, and the banker’s hand is less than 2.

Is baccarat easy to learn?

Yes baccarat is incredibly easy to learn, it’s a game of chance, and all a player has to do is guess the winning hand.

What is the best way to play baccarat?

The best way to play baccarat is to play online, where you can practice for free and play comfortably from your desktop or mobile.

What is the best hand in baccarat?

The best hand in baccarat is a natural that is a hand that adds up to 8 or 9.

Is baccarat better than blackjack?

Baccarat is better than blackjack if you are looking for a fast-paced card game that requires no strategy. But if you are looking for a card game that allows you to use skills and strategy, then blackjack is better.

Is baccarat a game of skill?

No, baccarat is not a game of skill; it’s all chance.

Can you count cards in baccarat?

No, you cannot count cards in baccarat because – firstly, bets are placed before cards are dealt and even after additional cards are given, there are no additional bets to be made.

Learn how to play more casino games